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Serving Your
Travel Protection Needs For a Lifetime, One Trip at a
Time
Your dream vacation is enriched when you have the
peace of mind of knowing your hard-earned travel investment is fully protected.
Travel Insured International offers you highest quality, worldwide travel
insurance protection to provide the security you and your loved ones deserve.
Our travel insurance family--the industry leaders at Travel Insured
International-warmly welcome your traveling family and friends to our
Worldwide Trip Protector coverage*. Since 1993 Travel Insured has forged
loyal, trusted partnerships with the industry's most professional Travel Agents,
Wholesalers and Specialty Service Providers.
Our customer service
attitude is to continually reward your trust in us. Our goal is to make each
Travel Insured encounter a source of total satisfaction, whether you are a
first-time insured or a lifetime client.
Unlike some competitors who
entrust claims support to outsiders, Travel Insured skillfully coordinates your
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service needs within our central
office where knowledgeable policy experts work with the solid underwriting
support of the Arch Insurance Group. Our newly upgraded IT system accelerates
end-to-end management of your coverage from purchase through travel or claim
completion.
Travel Insured International delivers comprehensive
primary benefits* ranging from trip cancellation and trip interruption to
emergency assistance and medical evacuation, default and bankruptcy, accident
and sickness medical expense, accidental death and dismemberment, missed
connection and baggage delay or loss.
Founded in 1993 when insurance
visionary Peter Gehris acquired the travel protection division of the Travelers
Insurance Group, Travel Insured International has established and driven higher
standards for policy quality and customer care.
Experience the enhanced
value of your dream vacation fully protected by a skillfully-managed Travel
Insured policy. Call on us to serve your travel protection needs for a lifetime,
one trip at a time. |
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*Please ask us for more
information about Worldwide Trip Protector Coverage and Comprehensive Primary
Benefits. | |
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You may wonder why you should buy
special travel insurance for your vacation. It's not just your investment you’ll
be protecting; you’re also protecting yourself and your family. If you are
involved in a car crash, injure yourself, lose your luggage during your trip,
become ill, have to cancel your cruise, or are delayed en route and miss your
connection, your ordinary insurance policies may not protect you! While it's
true that many cruise lines offer travel insurance and some credit cards include
baggage protection and flight travel insurance, those policies are usually
limited, and don’t protect you from many serious risks. This is where Travel
Insured International® can help you.
Travel Insured International®
offers high quality travel protection plans. We offer comprehensive
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for you and your family, and with
several plans to choose from, you can be sure of getting the protection you
need. Our most popular product, Worldwide Trip Protector is a comprehensive plan
that protects you against most serious risks. Choose our Worldwide Trip
Protector Gold program if you are looking for large amounts of medical and
evacuation coverage. Airline Ticket Protector is the perfect plan to cover
replacement of your non- refundableairline tickets in the event you can not
travel because of illness or otherlisted reasons.
There is no co-pay or
deductible, and all of our protection plans are primary, which means that if you
make a claim, we pay first, before your other travel insurance plans.
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Travel Insured® Protection Plans
Worldwide Trip
Protector provides protection for many events that may occur before and during
your vacation. Included in the plan are benefits for trip cancellation or
interruption, travel delay, baggage delay or loss, death from aircraft mishap,
medical expense, and medical transportation, if needed. The medical element of
travel insurance is critical, since few health plans are in effect outside their
country of issue. In fact, many HMOs and PPOs reduce benefits outside their
local networks. If you’re traveling abroad and need high medical and evacuation
limits, take a look at our Worldwide Trip Protector Gold. The plan also includes
the benefits of trip cancellation and interruption, lost or stolen baggage or
travel documents, baggage delay, and accidental death and dismemberment. Some of
the trip cancellation/interruption reasons included in both Worldwide Trip
Protector plans are; weather, injury, illness, termination of employment or
financial default of the airline, cruise operator, or tour operator which
results in bankruptcy or discontinued services, terrorism, and jury
duty.
Important Things to Consider Before Planning Your
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- Do I need long-term medical insurance when I travel?
Our
long term medical insurance is designed for people, who don't have any other
medical insurance. Since most people who can afford it have health care coverage
in their home country, comprehensive travel medical insurance is of interest
primarily to long-term travelers who have no medical insurance, or who are
living and working outside their country of citizenship or permanent
residence.
- Who needs emergency travel medical insurance?
Travel
medical insurance is designed for people who have medical coverage at home, but
whose health plan doesn't cover them while they are traveling. Emergency travel
medical insurance only covers emergency services abroad; once you get home,
you're on your own (or presumably, back under your regular home coverage) for
any necessary follow-up treatment or continuing care. Most health insurance
plans and health maintenance organizations in the U.S.A include their own
provisions for emergency care while abroad, at least for trips of less than 30
days. Check with your current insurer or HMO before you purchase an emergency
travel medical plan that duplicates your existing coverage.
- What is Medical Evacuation (Medevac) insurance?
Medevac
insurance covers the cost of an air ambulance, attending physician and nurse,
etc. if you are injured or so ill that you can't return home (or get to a
suitable medical facility) on a scheduled commercial passenger flight. Medical
evacuations can cost tens of thousands of dollars. This is coverage for the
really big problems such as a helicopter rescue, which can run you in the tens
of thousands of dollars. It makes sense to buy this coverage if you're going on
an “adventure” vacation, or to an area where you'll be far from modern medical
facilities. |
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- Medicare does not provide for payment of hospital or medical
services outside the United States.
Medicare provides no benefits
outside the United States, and Medigap only pays for emergency care during the
first 60 days you are outside the U.S. This leaves retiree's traveling for 61
days or longer with only two options: buy private coverage individually or
through a group, or go without medical protection.
- American Based HMOs and PPOs.
HMOs (Health Maintenance
Organizations), while covering emergency room treatment anywhere, generally
provide other coverage only through networks of doctors in your own state. PPOs
(Preferred Provider Organizations) cover a greater portion of your medical costs
only if you go to doctors in network, and again, the networks are usually only
local.
- What does trip cancellation and interruption travel insurance cover?
Trip cancellation and interruption travel insurance covers the cost
of cancellation penalties or the cost of returning home if you have to cancel
your trip, or cut it short, for specified reasons. The reasons are weather,
injury, illness, termination of employment or financial default of the airline,
cruise operator, or tour operator which results in bankruptcy or discontinued
services, terrorism, or jury duty.
- Travel Assistance Service, a phone call away.
Travel Assistance
Service provides a variety of Medical and Travel Assistance services for
individuals – services that no traveler should be without. Medical evacuation
and Repatriation, Medical or legal referral, Guaranteed hospital admission,
Translation services, Lost baggage retrieval, Inoculation information,
Passport / Visa information, Emergency cash advance, Bail bond, Eyeglass
replacement and much more.
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Please Contact
Us For More
Information and a Quote |
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